Super basics for beginners

Open any paper over the last few months and you will have heard some pretty amazing revelations from the Banking Royal Commission. Superannuation funds haven’t escaped scrutiny. To put the superannuation industry in perspective, according to the Australian Taxation Office, at 30 June 2017 over 14.8 million Australians had a super fund account holding a total of $2.3 trillion. 40% of Australians have more than one super fund. At the same date, almost $18 Billion was held by the Tax Office in lost accounts. And yes, those numbers are difficult to comprehend! Continue reading “Super basics for beginners”

Accountant, Tax Agent, Financial Planner, Bookkeeper. What’s the difference?

A query that frequently arises is why someone would need an accountant, bookkeeper, tax agent and financial planner. Aren’t they all the same thing? The answer is definitely not. However that’s not to say there isn’t some overlap in knowledge and that they don’t have similar skills.

In this article, I’ll try and clarify the relationships so you can figure out who you need to help secure your financial future. Continue reading “Accountant, Tax Agent, Financial Planner, Bookkeeper. What’s the difference?”

Do I need an accountant?

You probably started your small business because you’re passionate about your industry or product and want to take control of your future.

You probably didn’t start your small business to become a tax collector, bookkeeper, debt collector and cash flow manager but by now you’ve realised these roles come with the small business territory!

So, what can you do about having to juggle all of these components of your business when they’re not part of your skill set or experience? (Hint, it’s using the services of an accountant) Continue reading “Do I need an accountant?”